Investment Return vs Financial Adviser Fee

How much does your adviser's annual charge actually cost you over time?

Your Investment

Initial Investment

£300,000

Time Period (years)

20 yrs

Gross Annual Return (%)

7.00%

FA Annual Charge (%)

1.00%

Underlying Fund Costs (%)

0.25%

Inflation Rate (%)

2.50%

Results After 20 Years

No Charges (gross)

—

At 7%/yr

With Fund Costs Only

—

No FA fee

With FA + Fund Costs
—
Your likely scenario

Total FA Fees Paid

—

Compound drag

Real Value (inflation-adj.)

—

Today's purchasing power

Net Real Gain

—

Above starting sum

Adjust sliders to see your projection.

Year-by-Year Breakdown

Year	Gross Value	With FA & Costs	Cumul. Fees	Real Value

This calculator is for illustrative purposes only and does not constitute financial advice. All figures are nominal unless labelled as real (inflation-adjusted). Fees are assumed to be charged annually on the portfolio value. Past performance is not a guide to future returns.